You can receive a loan
of up to
How to get your money fast? As easy as 1, 2, 3...
Apply Now Online
No Documents to print
Our analyst team will validate your request.
Receive a response within the same day.
Bad credit accepted.
Get a response in as little as 48 hours.
Enjoy your money
immediately
You will receive your money in direct
deposit in your bank account.
In urgent need of financing?
Choose a Quick Loan in Montreal
Sprintcredit vous offre la possibilité d'obtenir un prêt rapidement à Montréal, idéal pour faire face à toute situation financière imprévue.
We're here for you!
At Sprintcredit, it's
RAPIDO Sprintcredit
You can receive a loan of up to
Why
We support Canadians regardless of their financial background.
Bad credit accepted, regardless of your financial situation and credit history.
Receive your emergency funds same day.*
A personal loan to help you with unexpected expenses in confidentiality.
Characteristics of this type of loan
In Montreal, typically, when a financial entity performs a credit check, it accesses information on your credit history. This check evaluates your payment history and your ability to repay based on your current income, among other things. Following this check, a decision is made regarding your creditworthiness. An unfavourable credit history may result in a loan refusal. This type of credit takes a few days/weeks.
Fill in the form online or over the phone and receive the money the same day.
Why
Based in Canada
Process is 100% secure and safe.
Direct Deposit
Receive your emergency funds same day.
A credit of up to $1,500.
A personal loan to help you with unexpected expenses in confidentiality.
Quick loan conditions
Personal loan eligibility criteria:
- Have held the same job for 3 months or more
- Have a physical address in Quebec, and be a current resident of Quebec
- You need an active Canadian bank account to which your pay cheques are directly deposited.
- Earn a weekly salary of $300 or more
- You must have a regular employment income (weekly, bi-weekly or monthly).
- Be at least 18 years of age at the time of loan application.
Confidentiality
Except in the event of non-compliance with your payment obligations, neither your employer, your family advisor, nor your bank will be informed of your loan. We attach great importance to the confidentiality and security of your documents. Your loan application will not impact your credit score with credit rating agencies or similar entities.
Schedule
You will be provided with a schedule specifying the frequency and amount of your repayments. Automatic debits corresponding to these payments will be made directly to your bank account on the day your salary is paid, until the loan is repaid in full.
Payments / Interest
Our effective annual interest rate (APR) is fixed at 18.99%, and the membership fee depends on the amount of credit granted. For examples of minimum payments and due dates, please refer to the table above on this page.
Don't hesitate to compare us - we offer some of the most competitive rates in the industry.
Early repayment
You can repay all or part of your loan at any time to save on interest. NOTICE
If you declare bankruptcy or make a consumer proposal before the end of your contract, you may be prosecuted for fraud under section 178(1) of the Bankruptcy and Insolvency Act.
Insufficient funds
A fee of $55 will be charged to your account if a withdrawal is returned to us due to insufficient funds or for any other reason.
Change of payment schedule
If the request is submitted at least 72 hours before a withdrawal, you will have the opportunity to change the amount of your payment. Any adjustment to the payment schedule will incur a $45 deficiency fee.
Assistance in Emergencies
In the event of non-payment, additional payments will automatically be added at the end of the payment schedule. These amounts will be equal to or less than your regular payments.
Collection
There is a limit of three (3) consecutive missed payments. The file is then forwarded to our legal associates to obtain a court judgment authorizing a direct seizure of income to recover the sums owed, as well as all legal fees incurred to collect the debt. Please be aware that our legal associates are far less lenient and that this process is unfortunately more costly and financially burdensome for our customers.
In the nation's capital and throughout the province of Montreal
