How to get
your money fast? As easy as 1, 2, 3...
Apply Now Online
No Documents to print
Our analyst team will validate your request.
Receive a response within the same day.
Bad credit accepted.
Get a response in as little as 48 hours.
Enjoy your money
immediately
You will receive your money in direct
deposit in your bank account.
Sometimes we need a financial boost to carry out our projects or face unforeseen expenses. That’s where our fast online microcredit service comes in. At Sprintcredit, we understand the importance of accessibility and speed when it comes to getting a loan.
At PRETSTO, we understand the importance of accessibility and speed when it comes to obtaining a loan. That's why we offer a simple, fast, and transparent solution to meet your urgent financial needs.
Sometimes, we need a financial boost to fulfill our projects or handle unexpected expenses. That's where our quick online microcredit service comes into play
Chez Sprintcredit, nous comprenons l’importance de l’accessibilité et de la rapidité lorsqu’il s’agit d’obtenir un prêt. C’est pourquoi nous offrons une solution simple, rapide et transparente pour répondre à vos besoins financiers urgents.
Why
We support Montrealers regardless of their financial background.
No credit checks, regardless of your financial status and credit history.
Receive your emergency funds same day.
A personal loan to help you with unexpected expenses in confidentiality.
Based in Canada
Process is 100% secure and safe.
No credit checks, regardless of your financial status and credit history.
Direct Deposit
Receive your emergency funds same day.
A credit of up to $1,500.
A personal loan to help you with unexpected expenses in confidentiality.
Why
We support Canadians regardless of their financial background.
Bad credit accepted, regardless of your financial situation and credit history.
Receive your emergency funds same day.*
A personal loan to help you with unexpected expenses in confidentiality.
The requirements to obtain a loan:
Have a job
Live in Canada
Have a salary
Have to be 18 or older
Borrow
Get your money quick and secure
At an interest rate that competes with other private lenders (18.99%)
Bad credit accepted, no documents to send
A repayment plan created to fit your financial situation
What our customers say about us
Frequently Asked Questions
When your request is sent (with the form and bank verification completed), a confirmation of receipt will be sent to you by email.
Our agents will then carry out checks to find out what amount of facility can be granted to you.
We will then notify you of the status of your request.
If your file meets our criteria, the funds will be deposited directly into your account within the next few hours.
Only in certain cases, confirmation of employment may be requested. This process is done confidentially and your employer will not be aware that this is a request for funding.
If you finalize your application and sign the contract before 2:30 p.m., the funds will be transferred by direct deposit the same day or overnight.
However, if your request is completed after this time, you will receive the funds within 24 business hours.
The variable credit contract is the document that we send to validate our agreement with you OR the document that we send to validate our agreement with our customers. The term “variable credit” is different from the term “term loan”. A credit facility means that our client has access to funds that he can use at his discretion and that the repayment of the amount used can be made in advance without additional costs or penalties.
In your customer account. To access it, go to our website and click on Client Access .
Our annual interest rate is 18.99%
How to apply for funding: Complete your file Here
You can request a payment deferral up to a minimum of 72 (working) hours before the scheduled date of your direct debit.
Customer service
Monday to Friday: 9 a.m. to 5 p.m.
Payment Service
Monday to Friday: 9 a.m. to 5 p.m.
Collection Service
Monday to Friday: 9 a.m. to 5 p.m.
Frais d’adhésions hebdomadaires : Variable fees depending on the loan amount as long as there is an active balance
Still no answer?
Annual Interest Rate (APR)
The financial institutions we work with offer an annual interest rate of 18.99%, but the official agent and broker may charge an additional fee for the client’s fees for preparation, editing, monitoring and management Of the application of each loan, which fees are determined by the agent and are independent of the interest rates charged by the lender.
Example of refund
A $ 500 loan payable every two weeks and repayable in 6 installments will cost you $ 132.66$ every two weeks
This information is provided for illustrative purposes only and considers an administration fee payable to the official agent and broker in the amount of $ 282 that the borrower adds to the borrowed capital. The official agent and broker alone determines the fees and expenses of each file at its own discretion and these are independent of the interest claimed by the lender.
Be responsible!
Used responsibly, short-term loans may be the right solution for you. However, short-term loans have higher interest rates and fees than loans obtained through a locally chartered financial institution. This type of service should be used as infrequently as possible or in the event that no other alternative, at lower interest rates, exists for you. Taking out multiple loans of this nature will saddle you with debt and cause serious financial problems.
