Need a microcredit quickly?
We're here for you!
Need a microcredit quickly?
We're here for you!
At SprintCredit, It’s SIMPLE AND FAST and NO CREDIT CHECK
Calculate your payments
How to get your money fast?
As easy as 1, 2, 3...
1
Apply Now Online
No Documents to print. Our analyst team will validate your request.
2
Receive a response within the same day.
Bad credit accepted.
Get a response in as little as 48 hours.
3
Enjoy your money immediately
Receive your funds via direct deposit in your bank account.
1
Apply Now Online
No Documents to print. Our analyst team will validate your request.
2
Receive a response within the same day.
Bad credit accepted.
Get a response in as little as 48 hours.
3
Enjoy your money immediately
Receive your funds via direct deposit in your bank account.
Why us?
Based in Canada
We support Canadians regardless of their financial background.
Process is 100% secure and safe.
Bad credit accepted, regardless of your financial situation and credit history.
Direct Deposit
Receive your emergency funds same day.*
A credit of up to $1,500.
Un personal loans pour vous aider à répondre aux imprévus dans la confidentialité.
The requirements to obtain a loan:
Have a job
Have the same job for more than 3 months
Live in Canada
Have a physical address in Canada
Have to be 18 or older
Have to be 18 years old or older at the time of your request
Have a salary
Have a salary of up to $300 per week
Borrow
Get your money quick and secure
At an interest rate that competes with other private lenders (18.99%)
Bad credit accepted, no documents to send
A repayment plan created to fit your financial situation
Borrow
Get your money quick and secure
At an interest rate that competes with other private lenders (18.99%)
Bad credit accepted, no documents to send
A repayment plan created to fit your financial situation
What our customers say about us
Frequently Asked Questions
When your request is sent (with the form and bank verification completed), a confirmation of receipt will be sent to you by email.
Our agents will then carry out checks to find out what amount of facility can be granted to you.
We will then notify you of the status of your request.
If your file meets our criteria, the funds will be deposited directly into your account within the next few hours.
Only in certain cases, confirmation of employment may be requested. This process is done confidentially and your employer will not be aware that this is a request for funding.
If you finalize your application and sign the contract before 2:30 p.m., the funds will be transferred by direct deposit the same day or overnight.
However, if your request is completed after this time, you will receive the funds within 24 business hours.
The variable credit contract is the document that we send to validate our agreement with you OR the document that we send to validate our agreement with our customers. The term “variable credit” is different from the term “term loan”. A credit facility means that our client has access to funds that he can use at his discretion and that the repayment of the amount used can be made in advance without additional costs or penalties.
In your customer account. To access it, go to our website and click on Client Access .
Our annual interest rate is 29%
How to apply for funding: Complete your file Here
You can request a payment deferral up to a minimum of 72 (working) hours before the scheduled date of your direct debit.
Customer service
Monday to Friday: 9 a.m. to 5 p.m.
Payment Service
Monday to Friday: 9 a.m. to 5 p.m.
Collection Service
Monday to Friday: 9 a.m. to 5 p.m.
Frais d’adhésions hebdomadaires : Variable fees depending on the loan amount as long as there is an active balance
Still no answer?
Taux d’intérêt annuel maximal (TAEG) et Durée des prêts
Notre société est entièrement agréée au Québec et nos facilités de crédit ont toutes une durée de plus de 61 jours avec un TAEG de 29%,
Cette valeur unique inclut déjà : les intérêts facturés par le prêteur ainsi que tous les frais de préparation, d’administration, de suivi et de gestion payables à notre agent-courtier autorisé. Aucun frais caché supplémentaire ne s’applique.
Par conséquent, aucun permis de prêt n’est requis au CANADA puisque nous ne sommes pas liés par la loi sur les prêts PAYDAY.
The minimum term of our loans is 62 days (≈ 2 months), and the maximum term is 60 months (≈ ≈ 5 years).
Example of refund
• Amount borrowed: $500
• Administration fee (added to the principal): $232
• Total amount financed: $732
• Repayment schedule: 10 bi-weekly payments (20 weeks)
• Payment amount: $80.40
• Total repayment: $804.00
• APR (interest + fees, annualised): 29%
Cet exemple est fourni à titre illustratif uniquement. Le montant exact de vos paiements et la durée du prêt dépendront de l’évaluation de votre demande.
• Nous n’offrons aucun prêt devant être remboursé en totalité dans un délai de 60 jours.
• Les frais de l’agent-courtier sont déterminés au cas par cas à sa seule discrétion, mais sont déjà inclus dans le TAEG de 29 % mentionné ci-dessus.
• Le remboursement anticipé est possible à tout moment sans pénalité.
Collections and Credit Reporting
Our company complies with Canadian laws, regulations, and legal standards. If a specific situation arises during your repayment period, our collections department will work with you to establish a repayment agreement tailored to your situation. If the debtor fails to meet any terms of this agreement, the creditor may demand full payment of the outstanding balance, including principal, interest, and fees. All legal and extra-legal costs reasonably incurred by the creditor due to a breach of contract by the debtor will be claimed and reimbursed to the creditor by the debtor. If no payment arrangement can be reached between the debtor and the creditor, the creditor may refer the account to a collections agency, which may impact the debtor’s credit rating.
Be responsible!
Used responsibly, short-term loans may be the right solution for you. However, short-term loans have higher interest rates and fees than loans obtained through a locally chartered financial institution. This type of service should be used as infrequently as possible or in the event that no other alternative, at lower interest rates, exists for you. Taking out multiple loans of this nature will saddle you with debt and cause serious financial problems.
