Need a microcredit quickly?
We're here for you!
Need a microcredit quickly?
We're here for you!
At SprintCredit, It’s SIMPLE AND FAST and NO CREDIT CHECK
Calculate your payments
How to get your money fast?
As easy as 1, 2, 3...
1
Apply Now Online
No Documents to print. Our analyst team will validate your request.
2
Receive a response within the same day.
Bad credit accepted.
Get a response in as little as 48 hours.
3
Enjoy your money immediately
Receive your funds via direct deposit in your bank account.
1
Apply Now Online
No Documents to print. Our analyst team will validate your request.
2
Receive a response within the same day.
Bad credit accepted.
Get a response in as little as 48 hours.
3
Enjoy your money immediately
Receive your funds via direct deposit in your bank account.
Sometimes we need a financial boost to carry out our projects or face unforeseen expenses. That’s where our fast online microcredit service comes in. At Sprintcredit, we understand the importance of accessibility and speed when it comes to getting a loan.
At PRETSTO, we understand the importance of accessibility and speed when it comes to obtaining a loan. That's why we offer a simple, fast, and transparent solution to meet your urgent financial needs.
Why us?
Based in Canada
We support Canadians regardless of their financial background.
Process is 100% secure and safe.
Bad credit accepted, regardless of your financial situation and credit history.
Direct Deposit
Receive your emergency funds same day.*
A credit of up to $1,500.
A personal loan to help you with unexpected expenses in confidentiality.
The requirements to obtain a loan:
Have a job
Have the same job for more than 3 months
Live in Canada
Have a physical address in Canada
Have to be 18 or older
Have to be 18 years old or older at the time of your request
Have a salary
Have a salary of up to $300 per week
Borrow
Get your money quick and secure
At an interest rate that competes with other private lenders (18.99%)
Bad credit accepted, no documents to send
A repayment plan created to fit your financial situation
Borrow
Get your money quick and secure
At an interest rate that competes with other private lenders (18.99%)
Bad credit accepted, no documents to send
A repayment plan created to fit your financial situation
What our customers say about us
Frequently Asked Questions
When your request is sent (with the form and bank verification completed), a confirmation of receipt will be sent to you by email.
Our agents will then carry out checks to find out what amount of facility can be granted to you.
We will then notify you of the status of your request.
If your file meets our criteria, the funds will be deposited directly into your account within the next few hours.
Only in certain cases, confirmation of employment may be requested. This process is done confidentially and your employer will not be aware that this is a request for funding.
If you finalize your application and sign the contract before 2:30 p.m., the funds will be transferred by direct deposit the same day or overnight.
However, if your request is completed after this time, you will receive the funds within 24 business hours.
The variable credit contract is the document that we send to validate our agreement with you OR the document that we send to validate our agreement with our customers. The term “variable credit” is different from the term “term loan”. A credit facility means that our client has access to funds that he can use at his discretion and that the repayment of the amount used can be made in advance without additional costs or penalties.
In your customer account. To access it, go to our website and click on Client Access .
Our annual interest rate is 18.99%
How to apply for funding: Complete your file Here
You can request a payment deferral up to a minimum of 72 (working) hours before the scheduled date of your direct debit.
Customer service
Monday to Friday: 9 a.m. to 5 p.m.
Payment Service
Monday to Friday: 9 a.m. to 5 p.m.
Collection Service
Monday to Friday: 9 a.m. to 5 p.m.
Frais d’adhésions hebdomadaires : Variable fees depending on the loan amount as long as there is an active balance
Still no answer?
The Maximum Annual Percentage Rate (APR)
We offer a maximum Annual Percentage Rate (APR) of 32% including application fees and service charges.
Example of refund
A $500 loan payable every two weeks and repayable in 6 installments will cost you $110 every two weeks.
This information is provided for example purposes only and includes application fees and service charges. The minimum repayment period is 3 months and the maximum repayment period is 5 months.
Be responsible!
Used responsibly, short-term loans may be the right solution for you. However, short-term loans have higher interest rates and fees than loans obtained through a locally chartered financial institution. This type of service should be used as infrequently as possible or in the event that no other alternative, at lower interest rates, exists for you. Taking out multiple loans of this nature will saddle you with debt and cause serious financial problems.
