The best payday loan in Quebec!
Apply online (with our online form) or over the phone in 2 minutes!
Approval in 2 hours...with IBV, instant approval!
No documents required
Transfer by direct deposit (Interac) within the day1
Bad credit personal loans
No-document loan
Fast Online Loan
Personal Loan
Payday Loan
Bad credit personal loans
When faced with an unexpected financial situation, we know it can be stressful, especially when you need a quick solution. To obtain a loan from a conventional financial institution, a credit check will be carried out to assess your ability to repay.
A poor credit score may result in a loan refusal. We understand that these circumstances can be frustrating and confusing. At Sprintcredit, we're here to support your financial needs, regardless of your situation - bad credit or not! A personal loan application can be finalized and sent in minutes so we can help you immediately. personal loans for bad credit!
No-document loan
With Sprintcredit, obtaining financing is child's play! No need to worry about applying, sending documents or depositing funds. At Sprintcredit, we value your time and recognize that there are simpler, faster ways to access small sums of money.
That's why we offer 100% online lending options that are secure, discreet and ensure a fast transfer of the requested amount directly into your account. Simply complete our online loan application form, with no credit check required. Find out more about no-document loans.
Fast Online Loan
Sprintcredit understands that you need a little help. That's why we've set up an online rapid loan, a form of microcredit that enables borrowers to obtain funds quickly to cover their urgent needs. It is often granted without the need for collateral or documentation, making it accessible to many people.
Personal Loan
At Sprintcredit, we offer personal loan options to suit all financial situation, eliminating the anguish of negotiating with banks and guaranteeing discretion and security. You'll have quick access to a loan offer ranging from $300 to 1500$, with funds transferred directly into your account.
Simply complete our two-minute application form and use our IBV technology, a 100% secure digital solution that requires no physical documentation and preserves your credit. To ensure optimum service quality, our advisors can provide you with a response within a day, facilitating rapid access to your personal loan. Find out more about the possibilities offered by personal loans.
Payday Loan
Whether you need one-off financial support or a quick cash solution, Sprintcredit is available for payday loans ranging from $300 to 1500$. When an unexpected expense arises, we know you need an easy-to-manage option that won't hinder your long-term financial stability.
That's why we offer quick-approval financing strategies with no credit check. There's no need to go to the bank - we're here for you, at your service and listening, to meet your requirements efficiently and diligently! Find out more about payday loans !
Bad credit personal loans
When faced with an unexpected financial situation, we know it can be stressful, especially when you need a quick solution. To obtain a loan from a conventional financial institution, a credit check will be carried out to assess your ability to repay.
A poor credit score may result in a loan refusal. We understand that these circumstances can be frustrating and confusing. At Sprintcredit, we're here to support your financial needs, regardless of your situation - bad credit or not! A personal loan application can be finalized and sent in minutes so we can help you immediately. personal loans for bad credit!
No-document loan
With Sprintcredit, obtaining financing is child's play! No need to worry about applying, sending documents or depositing funds. At Sprintcredit, we value your time and recognize that there are simpler, faster ways to access small sums of money.
That's why we offer 100% online lending options that are secure, discreet and ensure a fast transfer of the requested amount directly into your account. Simply complete our online loan application form, with no credit check required. Find out more about no-document loans.
Fast Online Loan
Sprintcredit understands that you need a little help. That's why we've set up an online rapid loan, a form of microcredit that enables borrowers to obtain funds quickly to cover their urgent needs. It is often granted without the need for collateral or documentation, making it accessible to many people.
Personal Loan
At Sprintcredit, we offer personal loan options to suit all financial situation, eliminating the anguish of negotiating with banks and guaranteeing discretion and security. You'll have quick access to a loan offer ranging from $300 to $1,500, with funds transferred directly into your account.
Simply complete our two-minute application form and use our IBV technology, a 100% secure digital solution that requires no physical documentation and preserves your credit. To ensure optimum service quality, our advisors can provide you with a response within a day, facilitating rapid access to your personal loan. Find out more about the possibilities offered by personal loans.
Payday Loan
Whether you need one-off financial support or a quick cash solution, Sprintcredit is available for payday loans ranging from $300 to $1,500. When an unexpected expense arises, we know you need an easy-to-manage option that won't hinder your long-term financial stability.
That's why we offer quick-approval financing strategies with no credit check. There's no need to go to the bank - we're here for you, at your service and listening, to meet your requirements efficiently and diligently! Find out more about payday loans !
Your loan payments with Presto
How does it work?
Step One:
Complete an application in 2 minutes
You can complete your application online or over the phone in just two minutes, without having to print a document or visit a branch in person.
Step Two:
An IBV verification*
Thanks to Instant Banking Verification (IBV), you can get an immediate and confidential response.
If you're approved...
Step Three:
Receive your money by direct deposit.
Finally, after verifying your personal information and analyzing your financial flows to ensure your repayment capacity, we deposit the money directly into your bank account.
Our annual interest rate is 18.99%
Bad credit personal loan conditions
Bad credit personal loan eligibility criteria:
- Have held the same job for 3 months or more
- Have a physical address in Quebec, and be a current resident of Quebec
- You need an active Canadian bank account to which your pay cheques are directly deposited.
- Earn a weekly salary of $300 or more
- You must have a regular employment income (weekly, bi-weekly or monthly).
- Be at least 18 years of age at the time of loan application.
Confidentiality
Except in the event of non-compliance with your payment obligations, neither your employer, your family advisor, nor your bank will be informed of your loan. We attach great importance to the confidentiality and security of your documents. Your loan application will not impact your credit score with credit rating agencies or similar entities.
Schedule
You will be provided with a schedule specifying the frequency and amount of your repayments. Automatic debits corresponding to these payments will be made directly to your bank account on the day your salary is paid, until the loan is repaid in full.
Payments / Interest
Our effective annual interest rate (APR) is fixed at 18.99%, and the membership fee depends on the amount of credit granted. For examples of minimum payments and due dates, please refer to the table above on this page.
Don't hesitate to compare us - we offer some of the most competitive rates in the industry.
Early repayment
You can repay all or part of your loan at any time to save on interest. NOTICE
If you declare bankruptcy or make a consumer proposal before the end of your contract, you may be prosecuted for fraud under section 178(1) of the Bankruptcy and Insolvency Act.
Insufficient funds
A fee of $55 will be charged to your account if a withdrawal is returned to us due to insufficient funds or for any other reason.
Change of payment schedule
If the request is submitted at least 72 hours before a withdrawal, you will have the opportunity to change the amount of your payment. Any adjustment to the payment schedule will incur a $45 deficiency fee.
Assistance in Emergencies
In the event of non-payment, additional payments will automatically be added at the end of the payment schedule. These amounts will be equal to or less than your regular payments.
Collection
There is a limit of three (3) consecutive missed payments. The file is then forwarded to our legal associates to obtain a court judgment authorizing a direct seizure of income to recover the sums owed, as well as all legal fees incurred to collect the debt. Please be aware that our legal associates are far less lenient and that this process is unfortunately more costly and financially burdensome for our customers.
