{"id":21,"date":"2023-03-04T13:47:50","date_gmt":"2023-03-04T13:47:50","guid":{"rendered":"https:\/\/sprintcredit.ca\/?page_id=21"},"modified":"2024-03-22T16:43:10","modified_gmt":"2024-03-22T20:43:10","slug":"faq-for-financing-conditions","status":"publish","type":"page","link":"https:\/\/sprintcredit.ca\/en\/faq-for-financing-conditions\/","title":{"rendered":"FAQ"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"21\" class=\"elementor elementor-21\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-53ef9db elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"53ef9db\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7e260bb\" data-id=\"7e260bb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-74ba899 elementor--h-position-left elementor--v-position-middle elementor-arrows-position-inside elementor-pagination-position-inside elementor-widget elementor-widget-slides\" data-id=\"74ba899\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;navigation&quot;:&quot;both&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;infinite&quot;:&quot;yes&quot;,&quot;transition&quot;:&quot;slide&quot;,&quot;transition_speed&quot;:500}\" data-widget_type=\"slides.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t<div class=\"elementor-slides-wrapper elementor-main-swiper swiper-container\" dir=\"ltr\" data-animation=\"fadeInUp\">\n\t\t\t\t<div class=\"swiper-wrapper elementor-slides\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-repeater-item-3156d1b swiper-slide\"><div class=\"swiper-slide-bg\" role=\"img\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><h1 class=\"elementor-slide-heading\">FAQ<\/h1><div class=\"elementor-slide-description\">\n<\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ae69879 elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ae69879\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-aefe5f7\" data-id=\"aefe5f7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c1e7384 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c1e7384\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-cd8e26d\" data-id=\"cd8e26d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7382458 elementor-tabs-view-vertical elementor-tabs-alignment-center elementor-widget elementor-widget-tabs\" data-id=\"7382458\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-tabs\">\n\t\t\t<div class=\"elementor-tabs-wrapper\" role=\"tablist\" >\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1211\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-1211\" aria-expanded=\"false\">What are the conditions for obtaining a loan?<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1212\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1212\" aria-expanded=\"false\">How to apply for funding?<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1213\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1213\" aria-expanded=\"false\">What happens when I submit my request?<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1214\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1214\" aria-expanded=\"false\">How soon will I have the money?<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1215\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1215\" aria-expanded=\"false\">Do you have to confirm my employment?<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"elementor-tabs-content-wrapper\" role=\"tablist\" aria-orientation=\"vertical\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-1211\" aria-expanded=\"false\">What are the conditions for obtaining a loan?<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1211\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1211\" tabindex=\"0\" hidden=\"false\"><p>Although obtaining a cash advance is easier than obtaining a bank loan, we still ask that our customers meet the following criteria:<\/p><ul><li style=\"font-size: 16px;\">Have to be 18 or older<\/li><li style=\"font-size: 16px;\">Be a Canada resident<\/li><li>Provide us with a checking account that has been valid for at least 3 months<\/li><li>Have been working full-time for at least 3 months\u00a0\u00a0<\/li><li style=\"font-size: 16px;\">Have a minimum income of $1500 per month.<\/li><li>Have lived at the same address for at least 6 months<\/li><li>Be paid by direct deposit<\/li><li>Not be bankrupt or not subject to wage garnishment<\/li><\/ul><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1212\" aria-expanded=\"false\">How to apply for funding?<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1212\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1212\" tabindex=\"0\" hidden=\"hidden\"><p style=\"text-align: left;\"><span lang=\"FR-CA\"><strong>Applying has never been easier!<\/strong><\/span><\/p><ul style=\"font-size: 16px; background-color: rgba(255, 255, 255, 0.33);\"><li style=\"font-size: 16px;\"><span style=\"background-color: transparent; color: var( --e-global-color-text );\">Fill out our form and send it in one click.<\/span><\/li><li style=\"font-size: 16px;\"><span style=\"background-color: transparent; color: var( --e-global-color-text );\">Bank verification from our IBV system<\/span><\/li><li style=\"font-size: 16px;\">Once the request is approved, complete your file.<\/li><li style=\"font-size: 16px;\">Receive your funds<\/li><\/ul><p>\u00a0<\/p><p style=\"text-align: left;\">\u00a0<\/p><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1213\" aria-expanded=\"false\">What happens when I submit my request?<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1213\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1213\" tabindex=\"0\" hidden=\"hidden\"><p>When your request is sent (with the form and bank verification completed), a confirmation of receipt will be sent to you by email.<\/p><p>Our agents will then carry out checks to find out what amount of facility can be granted to you.<\/p><p>We will then notify you of the status of your request.<\/p><p>If your file meets our criteria, the funds will be deposited directly into your account within the next few hours.<\/p><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1214\" aria-expanded=\"false\">How soon will I have the money?<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1214\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1214\" tabindex=\"0\" hidden=\"hidden\"><p>If you finalize your application and sign the contract before 2:30 p.m., the funds will be transferred by direct deposit the same day or overnight.\u00a0<\/p><p>However, if your request is completed after this time, you will receive the funds within 24 business hours.<\/p><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1215\" aria-expanded=\"false\">Do you have to confirm my employment?<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1215\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1215\" tabindex=\"0\" hidden=\"hidden\"><p><span lang=\"FR-CA\">Only in certain cases, confirmation of employment may be requested. This process is done confidentially and your employer will not be aware that this is a request for funding.<\/span><\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e921ce elementor-widget__width-initial elementor-widget elementor-widget-accordion\" data-id=\"0e921ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1521\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1521\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What is a Variable Credit Agreement?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1521\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1521\"><p><span style=\"font-family: 'Open Sans Hebrew', sans-serif; font-weight: 600; background-color: rgba(255, 255, 255, 0.33);\">The variable credit contract is the document that we send to validate our agreement with you OR the document that we send to validate our agreement with our customers. The term \"flexible credit\" is different from the term \"term loan\". A credit facility means that our client has access to funds that he can use at his discretion and that the repayment of the amount used can be made in advance without additional costs or penalties.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1522\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1522\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What is the interest rate on your credit facilities?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1522\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1522\"><p style=\"font-family: 'Open Sans Hebrew', sans-serif; font-weight: 600; background-color: rgba(255, 255, 255, 0.33);\"><span lang=\"FR-CA\">Our annual interest rate is 18.99%<\/span><\/p><p style=\"font-family: 'Open Sans Hebrew', sans-serif; font-weight: 600; background-color: rgba(255, 255, 255, 0.33);\"><span lang=\"FR-CA\">Apply now! Complete the form\u00a0<\/span><a href=\"https:\/\/clients.pretsto.com\/clients\/application\/create\/\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/creditmatik.ca\/inscription\/?&amp;source=gmail&amp;ust=1680661782392000&amp;usg=AOvVaw0k_BouQR6e75Lz4ybfrZqN\"><span lang=\"FR-CA\">Here<\/span><\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1523\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1523\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What happens if I am unable to make my payment?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1523\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1523\"><p><b>You can request a payment deferral up to a minimum of 72 (working) hours before the scheduled date of your direct debit.<\/b><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dcb8da4 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"dcb8da4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/sprintcredit.ca\/wp-content\/uploads\/2023\/03\/22.png\" class=\"attachment-large size-large wp-image-723\" alt=\"Fl\u00e8ches d\u00e9coratives vertes\" srcset=\"https:\/\/sprintcredit.ca\/wp-content\/uploads\/2023\/03\/22.png 500w, https:\/\/sprintcredit.ca\/wp-content\/uploads\/2023\/03\/22-300x300.png 300w, https:\/\/sprintcredit.ca\/wp-content\/uploads\/2023\/03\/22-150x150.png 150w, https:\/\/sprintcredit.ca\/wp-content\/uploads\/2023\/03\/22-12x12.png 12w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-982cf01 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"982cf01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/sprintcredit.ca\/wp-content\/uploads\/2023\/03\/21.png\" class=\"attachment-large size-large wp-image-722\" alt=\"Fl\u00e8ches d\u00e9coratives bleues\" srcset=\"https:\/\/sprintcredit.ca\/wp-content\/uploads\/2023\/03\/21.png 500w, https:\/\/sprintcredit.ca\/wp-content\/uploads\/2023\/03\/21-300x300.png 300w, https:\/\/sprintcredit.ca\/wp-content\/uploads\/2023\/03\/21-150x150.png 150w, https:\/\/sprintcredit.ca\/wp-content\/uploads\/2023\/03\/21-12x12.png 12w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8eb1e04 elementor-widget__width-initial elementor-widget elementor-widget-accordion\" data-id=\"8eb1e04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1491\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1491\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What are your opening hours?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1491\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1491\"><p style=\"font-family: 'Open Sans Hebrew', sans-serif; background-color: rgba(255, 255, 255, 0.33);\"><span style=\"font-weight: bolder;\">Customer service<\/span><span lang=\"FR-CA\" style=\"font-weight: 600;\"><br \/><\/span><span lang=\"FR-CA\">Monday to Friday: 9 a.m. to 5 p.m.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1492\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1492\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Are there any additional charges?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1492\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1492\"><p class=\"translation-block\"><span style=\"font-family: 'Open Sans Hebrew', sans-serif;font-weight: 600\">Weekly membership fee: <\/span><span style=\"font-family: 'Open Sans Hebrew', sans-serif\">$23.50 while there is an active balance<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1493\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1493\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Where can I find my balance and my upcoming payment schedule?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1493\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1493\"><p><span lang=\"FR-CA\" style=\"font-family: 'Open Sans Hebrew', sans-serif; font-weight: 600; background-color: rgba(255, 255, 255, 0.33);\">In your customer account. To access it, go to our website and click on\u00a0\u00a0<\/span><a style=\"background-color: rgba(255, 255, 255, 0.33); font-family: 'Open Sans Hebrew', sans-serif; font-weight: 600;\" href=\"https:\/\/clients.pretsto.com\/accounts\/signin\/\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/compte.creditmatik.ca\/connexion??&amp;source=gmail&amp;ust=1680661782392000&amp;usg=AOvVaw1hisMvo_slo_KFSBICJtKM\"><span lang=\"FR-CA\">Client Access<\/span><\/a><span lang=\"FR-CA\" style=\"font-family: 'Open Sans Hebrew', sans-serif; font-weight: 600; background-color: rgba(255, 255, 255, 0.33);\">\u00a0.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5661a8a elementor-hidden-desktop elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5661a8a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e717eff\" data-id=\"e717eff\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ab591e1 elementor-tabs-view-horizontal elementor-widget elementor-widget-tabs\" data-id=\"ab591e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-tabs\">\n\t\t\t<div class=\"elementor-tabs-wrapper\" role=\"tablist\" >\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1791\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-1791\" aria-expanded=\"false\">What are the conditions for obtaining a loan?<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1792\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1792\" aria-expanded=\"false\">How to apply for funding?<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1793\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1793\" aria-expanded=\"false\">What happens when I submit my request?<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1794\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1794\" aria-expanded=\"false\">How soon will I have the money?<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1795\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1795\" aria-expanded=\"false\">Do you have to confirm my employment?<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"elementor-tabs-content-wrapper\" role=\"tablist\" aria-orientation=\"vertical\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-1791\" aria-expanded=\"false\">What are the conditions for obtaining a loan?<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1791\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1791\" tabindex=\"0\" hidden=\"false\"><p>Although obtaining a cash advance is easier than obtaining a bank loan, we still ask that our customers meet the following criteria:<\/p><ul><li>Have to be 18 or older<\/li><li>Be a Quebec resident<\/li><li>Provide us with a checking account that has been valid for at least 3 months<\/li><li>Have been working full-time for at least 3 months\u00a0\u00a0<\/li><li>Have a minimum income of $1500 per month.<\/li><li>Have lived at the same address for at least 6 months<\/li><li>Be paid by direct deposit<\/li><li>Not be bankrupt or not subject to wage garnishment<\/li><\/ul><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1792\" aria-expanded=\"false\">How to apply for funding?<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1792\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1792\" tabindex=\"0\" hidden=\"hidden\"><p style=\"text-align: left;\"><span lang=\"FR-CA\"><strong>Applying has never been easier!<\/strong><\/span><\/p><ul style=\"font-size: 16px; background-color: rgba(255, 255, 255, 0.33);\"><li style=\"font-size: 16px;\"><span style=\"background-color: transparent; color: var( --e-global-color-text );\">Fill out our form and send it in one click.<\/span><\/li><li style=\"font-size: 16px;\"><span style=\"background-color: transparent; color: var( --e-global-color-text );\">Bank verification from our IBV system<\/span><\/li><li style=\"font-size: 16px;\">Once the request is approved, complete your file.<\/li><li style=\"font-size: 16px;\">Receive your funds<\/li><\/ul><p>\u00a0<\/p><p style=\"text-align: left;\">\u00a0<\/p><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1793\" aria-expanded=\"false\">What happens when I submit my request?<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1793\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1793\" tabindex=\"0\" hidden=\"hidden\"><p>When your request is sent (with the form and bank verification completed), a confirmation of receipt will be sent to you by email.<\/p><p>Our agents will then carry out checks to find out what amount of facility can be granted to you.<\/p><p>We will then notify you of the status of your request.<\/p><p>If your file meets our criteria, the funds will be deposited directly into your account within the next few hours.<\/p><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1794\" aria-expanded=\"false\">How soon will I have the money?<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1794\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1794\" tabindex=\"0\" hidden=\"hidden\"><p>If you finalize your application and sign the contract before 2:30 p.m., the funds will be transferred by direct deposit the same day or overnight.\u00a0<\/p><p>However, if your request is completed after this time, you will receive the funds within 24 business hours.<\/p><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1795\" aria-expanded=\"false\">Do you have to confirm my employment?<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1795\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1795\" tabindex=\"0\" hidden=\"hidden\"><p><span lang=\"FR-CA\">Only in certain cases, confirmation of employment may be requested. This process is done confidentially and your employer will not be aware that this is a request for funding.<\/span><\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a83f7f1 elementor-widget__width-inherit elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-accordion\" data-id=\"a83f7f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1761\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1761\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What happens once my application is completed?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1761\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1761\"><p>When your request is sent (with the form and bank verification completed), a confirmation of receipt will be sent to you by email.<\/p><p>Our agents will then carry out checks to find out what amount of facility can be granted to you.<\/p><p>We will then notify you of the status of your request.<\/p><p>If your file meets our criteria, the funds will be deposited directly into your account within the next few hours.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1762\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1762\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Will you confirm my employment?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1762\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1762\"><p><span lang=\"FR-CA\">Seulement dans certains cas, une confirmation d&#8217;emploi pourrait \u00eatre demand\u00e9e. Cette d\u00e9marche se fait de fa\u00e7on confidentielle et votre employeur ne sera pas au courant qu\u2019il s\u2019agit d\u2019une demande de financement.re demande maintenant!\u00a0 Remplissez le formulaire <\/span><a href=\"https:\/\/clients.pretsto.com\/clients\/application\/create\/\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/creditmatik.ca\/inscription\/?&amp;source=gmail&amp;ust=1680661782392000&amp;usg=AOvVaw0k_BouQR6e75Lz4ybfrZqN\"><span lang=\"FR-CA\">Here<\/span><\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1763\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1763\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How soon will I have the money?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1763\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1763\"><p>If you finalize your application and sign the contract before 2:30 p.m., the funds will be transferred by direct deposit the same day or overnight.\u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1764\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1764\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What is a Variable Credit Agreement?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1764\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1764\"><p>The variable credit contract is the document that we send to validate our agreement with you OR the document that we send to validate our agreement with our customers. The term \u201cvariable credit\u201d is different from the term \u201cterm loan\u201d. A credit facility means that our client has access to funds that he can use at his discretion and that the repayment of the amount used can be made in advance without additional costs or penalties.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1765\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1765\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Where can I find my balance and my upcoming payment schedule?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1765\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1765\"><p><span lang=\"FR-CA\">In your customer account. To access it, go to our website and click on\u00a0\u00a0<\/span><b><a style=\"background-color: #ffffff;\" href=\"https:\/\/clients.pretsto.com\/accounts\/signin\/\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/compte.creditmatik.ca\/connexion??&amp;source=gmail&amp;ust=1680661782392000&amp;usg=AOvVaw1hisMvo_slo_KFSBICJtKM\"><span lang=\"FR-CA\">Client Access<\/span><\/a><span lang=\"FR-CA\">\u00a0.<\/span><\/b><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc3f4c1 elementor-widget__width-inherit elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-accordion\" data-id=\"bc3f4c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1971\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1971\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What is the interest rate on your credit facilities?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1971\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1971\"><p>The variable credit contract is the document that we send to validate our agreement with you OR the document that we send to validate our agreement with our customers. The term \"flexible credit\" is different from the term \"term loan\". A credit facility means that our client has access to funds that he can use at his discretion and that the repayment of the amount used can be made in advance without additional costs or penalties.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1972\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1972\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What is a Variable Credit Agreement?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1972\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1972\"><p><span lang=\"FR-CA\">Our annual interest rate is 18.99%<\/span><\/p><p><span lang=\"FR-CA\">Apply now! Complete the form\u00a0<\/span><a href=\"https:\/\/clients.pretsto.com\/clients\/application\/create\/\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/creditmatik.ca\/inscription\/?&amp;source=gmail&amp;ust=1680661782392000&amp;usg=AOvVaw0k_BouQR6e75Lz4ybfrZqN\"><span lang=\"FR-CA\">Here<\/span><\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1973\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1973\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What happens if I am unable to make my payment?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1973\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1973\"><p>You can request a payment deferral up to a minimum of 72 (working) hours before the scheduled date of your direct debit.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1974\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1974\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What are your opening hours?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1974\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1974\"><p style=\"font-family: 'Open Sans Hebrew', sans-serif; background-color: rgba(255, 255, 255, 0.33);\"><span style=\"font-weight: bolder;\">Customer service<\/span><span lang=\"FR-CA\" style=\"font-weight: 600;\"><br \/><\/span><span lang=\"FR-CA\">Monday to Friday: 9 a.m. to 5 p.m.<\/span><\/p><p style=\"font-family: 'Open Sans Hebrew', sans-serif; background-color: rgba(255, 255, 255, 0.33);\">\u00a0<\/p><p style=\"font-family: 'Open Sans Hebrew', sans-serif; background-color: rgba(255, 255, 255, 0.33);\"><span style=\"font-weight: bolder;\">Payment Service<\/span><span lang=\"FR-CA\"><br \/>Monday to Friday: 9 a.m. to 5 p.m.<\/span><\/p><p style=\"font-family: 'Open Sans Hebrew', sans-serif; background-color: rgba(255, 255, 255, 0.33);\">\u00a0<\/p><p style=\"font-family: 'Open Sans Hebrew', sans-serif; background-color: rgba(255, 255, 255, 0.33);\"><span style=\"font-weight: bolder;\">Collection Service<\/span><span lang=\"FR-CA\"><br \/>Monday to Friday: 9 a.m. to 5 p.m.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1975\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1975\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Are there any additional charges?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1975\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1975\"><p class=\"translation-block\"><span style=\"font-family: 'Open Sans Hebrew', sans-serif;font-weight: 600\">Weekly membership fee: <\/span><span style=\"font-family: 'Open Sans Hebrew', sans-serif\">$23.50 while there is an active balance<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1976\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-1976\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Where can I find my balance and my upcoming payment schedule?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1976\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-1976\"><p><span lang=\"FR-CA\">In your customer account. To access it, go to our website and click on\u00a0\u00a0<\/span><a href=\"https:\/\/clients.pretsto.com\/accounts\/signin\/\" target=\"_blank\" rel=\"noopener\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/compte.creditmatik.ca\/connexion??&amp;source=gmail&amp;ust=1680661782392000&amp;usg=AOvVaw1hisMvo_slo_KFSBICJtKM\"><span lang=\"FR-CA\">Client Access<\/span><\/a><span lang=\"FR-CA\">\u00a0.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dfbfe3c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dfbfe3c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a7ac5d1\" data-id=\"a7ac5d1\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ceb04f elementor-widget elementor-widget-heading\" data-id=\"1ceb04f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Important Informations<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ebebd24 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ebebd24\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-3a4a5b0\" data-id=\"3a4a5b0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6a92b78 elementor-widget elementor-widget-heading\" data-id=\"6a92b78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Responsible Lending Policy<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-93ca771 elementor-widget elementor-widget-text-editor\" data-id=\"93ca771\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When a borrower sends us an online loan application, the file is subjected to a selective analysis in order to verify whether the candidate has the necessary means to repay the loan. This capacity is assessed by a procedure including:<\/p><ul><li>Checking your salary<\/li><li>Checking the amount of NSF payments in your bank account<\/li><li>The evaluation of the amount of your commitment that can influence your repayment capacity<\/li><\/ul><div>\u00a0<\/div><p>If your file meets all our requirements following this processing, your request will be immediately ACCEPTED.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-7e7889f\" data-id=\"7e7889f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-38602ea elementor-widget elementor-widget-heading\" data-id=\"38602ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Missed payments \n<br>et pointage de cr\u00e9dit<\/br>\n<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9807fbb elementor-widget elementor-widget-text-editor\" data-id=\"9807fbb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"et_pb_column et_pb_column_1_4 et_pb_column_4 et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_module et_pb_text et_pb_text_3 et_pb_text_align_left et_pb_bg_layout_light\"><div class=\"et_pb_text_inner\"><p>If a borrower has missed a repayment because of a refusal to pay from his institution for insufficient funds or other, the payment of this balance will be postponed to the end of the contract, plus a fee of $40. This situation will have no effect on his credit score within our company and other credit agencies will never be informed. In addition, if a borrower is in an emergency to postpone a payment, he must notify us by telephone 72 hours in advance. This delay will result in a fee of $40 which will be payable at the end of the contract. A refund made with rigor ensures excellent service for a possible future renewal.<\/p><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-089b3b9\" data-id=\"089b3b9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b5362bc elementor-widget elementor-widget-heading\" data-id=\"b5362bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Responsible collection practices\n<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77c3bb9 elementor-widget elementor-widget-text-editor\" data-id=\"77c3bb9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"et_pb_column et_pb_column_1_4 et_pb_column_3  et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_module et_pb_text et_pb_text_2  et_pb_text_align_left et_pb_bg_layout_light\"><div class=\"et_pb_text_inner\"><p>Always taking into account the financial status of the borrower, our company has implemented a responsible collection practice that helps them to have control over their finances. In case of payment difficulties, we can make reimbursement agreements by discussing with him the next reimbursement terms. Brokerage interest accrues based on the remaining principal outstanding and the length of the delay. All legal fees that may result from the recovery of the balance due will be borne by the borrower who remains solely responsible.<\/p><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-b311dcb\" data-id=\"b311dcb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-45c87cd elementor-widget elementor-widget-heading\" data-id=\"45c87cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Disclaimer<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15a0f7c elementor-widget elementor-widget-text-editor\" data-id=\"15a0f7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Short-term loans are to be contracted in a RESPONSIBLE manner. These kinds of loans are very readily available in the market, but should only be used for short-term situations and when you have no other options for getting quick cash. Thus, these loans can be essential for you when you face an emergency situation requiring financial assistance. However, avoid taking out several short-term loans at the same time! Because if you do, the interest generated can put you in a bad financial situation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>FAQ Quelles sont les conditions pour obtenir un pr\u00eat? Comment faire une demande de financement? Qu\u2019est ce qui arrive lorsque j\u2019ai fait ma demande? Dans combien de temps vais-je avoir l\u2019argent? Est-ce que vous devez faire la confirmation de mon emploi? Quelles sont les conditions pour obtenir un pr\u00eat? Bien que l\u2019obtention d\u2019une avance d\u2019argent [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"nf_dc_page":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-21","page","type-page","status-publish","hentry"],"aioseo_notices":[],"rttpg_featured_image_url":null,"rttpg_author":{"display_name":"Anne","author_link":"https:\/\/sprintcredit.ca\/en\/author\/anne\/"},"rttpg_comment":0,"rttpg_category":null,"rttpg_excerpt":"FAQ Quelles sont les conditions pour obtenir un pr\u00eat? Comment faire une demande de financement? Qu\u2019est ce qui arrive lorsque j\u2019ai fait ma demande? Dans combien de temps vais-je avoir l\u2019argent? Est-ce que vous devez faire la confirmation de mon emploi? Quelles sont les conditions pour obtenir un pr\u00eat? Bien que l\u2019obtention d\u2019une avance d\u2019argent&hellip;","_links":{"self":[{"href":"https:\/\/sprintcredit.ca\/en\/wp-json\/wp\/v2\/pages\/21","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sprintcredit.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sprintcredit.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sprintcredit.ca\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sprintcredit.ca\/en\/wp-json\/wp\/v2\/comments?post=21"}],"version-history":[{"count":5,"href":"https:\/\/sprintcredit.ca\/en\/wp-json\/wp\/v2\/pages\/21\/revisions"}],"predecessor-version":[{"id":3859,"href":"https:\/\/sprintcredit.ca\/en\/wp-json\/wp\/v2\/pages\/21\/revisions\/3859"}],"wp:attachment":[{"href":"https:\/\/sprintcredit.ca\/en\/wp-json\/wp\/v2\/media?parent=21"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}